Structured Credit & Loan Solutions
Whether you are buying a home, raising funds against property you own, developing a project or paying for studies, there is a loan here for it. Each one below sets out its options, who it suits and the documents lenders typically ask for. Nayaasa is an advisor, not a lender: we help you choose, prepare and apply, and the lender makes the final decision.
Home Loan
Finance to buy, build or improve a home, or to move an existing home loan to better terms.
New purchase, Balance transfer, BT + top-up, Top-up, Home overdraft, Self-construction, Plot + construction
Total loan ₹50 lakh to ₹100 crore
Mortgage Loan
Funds against a residential or commercial property you own, for business or personal needs, or finance to buy commercial premises.
Loan against property, Balance transfer, BT + top-up, Top-up, Overdraft, Commercial property purchase, Lease rental discounting
Total loan ₹50 lakh to ₹100 crore
Construction Loan
Project finance for developers and builders of residential and commercial real estate.
Total loan ₹10 crore to ₹500 crore
Project Loan
Term funding for new units, greenfield projects and SME expansion, sized on the project and its promoters.
Greenfield, SME funding
Business Loan
Funding for working capital, stock, equipment and growth, usually without property as security.
Education Loan
Finance for studies in India or abroad, covering fees and related costs, with repayment after the course.
Car Loan
Finance for a new or pre-owned car, for individuals and businesses.
New car, Electric car, Pre-owned car
Personal Loan
An unsecured loan for personal needs, based on income and credit record.
Let's Build Your Brighter Tomorrow
Get in touch with our advisors for guidance on the loan that fits your plans.